Sales Management OS
Sales Management OS for Financial Services
Banks, NBFCs, Co-operative Banks, Insurance Companies, Brokers, Distribution Houses, Wealth Firms — one platform that runs the entire sales lifecycle. We configure insurance, lending & MF APIs so your agents sell products seamlessly, end-to-end.
856
Active Agents
42%
Recovery Improvement
₹55Cr
AUM Managed
8
NBFC Partners
Platform Capabilities
From product APIs to compliance dashboards — everything BFSI sales teams need in one OS.
🔌
Pre-Configured Product APIs
Insurance, lending, and mutual fund APIs are pre-integrated. Your agents sell policies, process loans, and distribute MF — all from one platform. No separate insurer portals, no manual data entry.
🏦
NBFC Loan Origination
End-to-end loan processing from application intake to disbursement — with document verification and credit scoring integration.
💳
Recovery & Collection Tracking
EMI collection with auto-reminders, delinquency bucketing, field agent allocation, and escalation workflows.
🏢
Bank Channel Partner Management
Manage DSAs, connectors, and franchise partners — lead distribution, performance tracking, and commission payouts.
🛡️
Insurance Workflow Automation
Policy issuance workflows, renewal tracking, claims assistance, and intermediary commission management for POSP/agents.
✅
eKYC & Compliance
Digital KYC with Aadhaar/PAN verification, CIBIL checks, and auto-generated compliance reports for RBI/IRDAI audits.
🔀
Multi-Product Lead Distribution
Intelligent lead routing across products (loans, insurance, MF) based on agent expertise, geography, and capacity.
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Agent Hierarchy & Territory Mapping
Multi-level org structure with territory assignment, cascading targets, and roll-up reporting at every level.
📊
Regulatory Compliance Dashboards
Pre-built dashboards for RBI NPA classification, IRDAI persistency ratios, and AMFI AUM tracking — audit-ready.
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Commission & Payout Management
Complex commission structures with trail fees, override commissions, clawbacks, and automated GST invoice generation.
🎯
Cross-sell & Upsell Intelligence
AI-powered recommendations for cross-selling insurance to loan customers, mutual funds to insurance holders, and more.
Live Dashboards
Real screenshots from the SMOS BFSI module.
NBFC Dashboard
Lead Pipeline
Reports & Analytics
Built For
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NBFCs
🏛️
Banks
🛡️
Insurance
📈
Brokerages
💹
MF Distributors
Trusted By
Clix CapitalAcuitéYes SecuritiesNew Age SecureFinsbee
Ready to Unify Your BFSI Sales?
Book a demo and see how SMOS manages your entire distribution chain.
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